The personal injury calculator and how to use it

The personal injury calculator is going to aid you to understand exactly how much the car accident claim is going to be worth. The tool is quite useful and is even used by a Philly car accident lawyer that has a huge experience. It is the foundation of how the claim amounts are determined.

How Is Amount Determined?

The simple formula that is normally considered when determining personal injury claims amount is the following:

Medical Expenses X Pain Multiplier + Lost Income = Personal Injury Amount

Pain multiplier is the topic that few actually know much about. The number is normally between the amounts 1.5 and 5. Number is always considered based on car accident injury severity. If you are seriously injured, the multiplier will be larger.

When faced with minor injuries, multipliers will not go over 3. However, if the injuries are particularly painful and serious, multipliers go over 3. In some cases the formula can use a number that goes as high as 10 but that is when the injury is particularly serious.

Medical expenses are pretty easy to understand. Sometimes the term “special damages” is used and such expenses are going to include medical treatment costs, ambulance rides, pain medication, X-rays and hospital visits.

Income losses are going to be determined based on current income and how much money would have been earned on the duration the injury was debilitating.

When Can The Calculator Be Used?

The formula we mentioned above is always best used when medical treatment ends. That is because you have access to absolutely all the data that can be used to calculate an amount that is close to what should be offered, especially when referring to income losses and medical expenses.

When Is The Calculator A Bad Idea?

The personal injury claims that will involve the minor injuries will not need the services of the lawyer in many cases. The personal injury calculator is normally all that is needed to obtain the estimate necessary to figure out the value of the settlement.

In the event that the situation is complicated, there is a need to work with a highly skilled personal injury lawyer. That is the case when we have serious or/and long term injuries like severed limbs, a permanent disability, a traumatic head injury and similar. When severely injured, do talk with the attorney that knows all that is possible about specific injury claims.

The Accuracy Of The Calculator

We have to understand that in many cases there will be many different factors that will have an impact on the actual amount that could be obtained. Initial estimates offered from insurance companies consider the calculator but they will be lower. The situation is always going to be subjective so the experienced attorney is going to give you a much better estimate about the amount that is correct.

Conclusion

The personal injury calculator can give you a really good estimate about how much the claim should be worth. However, the amount should not be blindly trusted.


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